BEGIN:VCARD VERSION:2.1 N;CHARSET=utf-8:Wagschal;Volker;;; FN;CHARSET=utf-8:Volker Wagschal ORG;CHARSET=utf-8:RTC|Gruppe; EMAIL:v.wagschal@rtc-gruppe.de TEL;WORK;VOICE;pref:+49 421 3311695 0 TITLE;CHARSET=utf-8:RTC | Family & Business Office GmbH, Senior Partner & Vermögensverwalter der DWPT Deutschen Wertpapiertreuhand GmbH, zertifizierter Business Coach DBCA PHOTO;jpeg;ENCODING=BASE64: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 URL;pref:rtc-gruppe.de/experten/volker-wagschal END:VCARD